Market Overview
Live UK mortgage rates, updated daily.
Market Overview
Live tracking of UK mortgage rates across major lenders.
BANK OF ENGLAND
4.50%
Best 2-Year Fixed
3.87%
Best 5-Year Fixed
3.66%
Best Tracker
4.06%
Tracking rates from all major UK lenders
Market Average Trends
Last 90 days
| Lender | Product | LTV | Rate | Fees | |
|---|---|---|---|---|---|
|
|
60M fixed first-time-buyer | 60% | 3.66% | £1,495 | View › |
|
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60M fixed first-time-buyer | 60% | 3.70% | None | View › |
|
|
60M fixed first-time-buyer | 60% | 3.77% | £1,495 | View › |
|
|
60M fixed first-time-buyer | 60% | 3.86% | £1,495 | View › |
|
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60M fixed first-time-buyer | 60% | 3.87% | £1,495 | View › |
Latest Rate Movers
| Lender | Product | Previous | New Rate | Change | |
|---|---|---|---|---|---|
|
|
24M tracker (95% LTV) | 5.81% | 5.80% | ↓ 0.01% | View › |
|
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60M fixed (60% LTV) | 4.58% | 4.62% | ↑ 0.04% | View › |
|
|
60M fixed (95% LTV) | 5.30% | 5.29% | ↓ 0.01% | View › |
|
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24M fixed (60% LTV) | 4.69% | 4.72% | ↑ 0.03% | View › |
|
|
24M tracker (75% LTV) | 5.01% | 4.99% | ↓ 0.02% | View › |
|
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60M fixed (95% LTV) | 4.99% | 5.06% | ↑ 0.07% | View › |
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24M tracker (85% LTV) | 5.61% | 5.66% | ↑ 0.05% | View › |
|
|
60M fixed (85% LTV) | 5.34% | 5.40% | ↑ 0.06% | View › |
Market News
Latest updates, analysis, and rate changes from across the UK mortgage market.
Millions of homes in London, Essex and Kent at risk of sinking as climate crisis worsens
Analysis pinpoints areas most vulnerable to hotter, drier weather causing ground to shrink and drag foundations downMillions of homes are at risk from climate-related subsidence, according toan analysis by the British Geological Survey (BGS).As hotter, drier summers driven by global heating become more frequent, the ground under houses can shrink and drag down a property’s foundations. The most vulnerable areas include London, Essex, Kent and a tranche of land from Oxford up to the Wash on Eng
Trump says he 'loves the inflation' as US prices rise at fastest rate in three years
Consumers are increasingly feeling the strain of the US Israel war in Iran.
Trump: 'I love the inflation'
The president also revealed that the US is 'taking out' millions of barrels of oil from Iran, saying Tehran didn't know 'until right now'.
Nike charges World Cup fans the most for replica shirts after price surge
England supporters face paying inflation-busting £95 for an adult shirt as the tournament begins in the USFans of World Cup teams kitted out by Nike face the highest costs if they want to buy a replica shirt before the tournament kicks off this week amid a “striking” overall increase in prices.Alongside the official match versions, which are retailing for as much as €160, manufacturers typically make “stadium”, or replica, versions aimed at supporters. Continue reading...
Car finance payouts could be delayed by years over legal challenges, says FCA
Complaints-led approach could pile £6bn of extra costs on to lenders, says City watchdogBusiness live – latest updatesThe City watchdog has warned that a wave of legal challenges to the compensation scheme for victims of the motor finance scandal could leave drivers waiting three more years for payouts, while piling £6bn of extra costs on to lenders.Bosses at the Financial Conduct Authority (FCA), who have consistently hit out at lenders and a consumer claims group for challenging its scheme
Where apartment prices are double those in Paris: Europe's most expensive housing markets
Is Kevin Warsh Correct About AI’s Impact On Inflation And Interest Rates?
Advice service demand rises amid housing crisis
Citizens Advice Guernsey says housing and cost of living pressures have increased demand.
Is there an AI stock market bubble, and is it ready to burst?
Despite the Iran war, inflation and debt fears, US markets keep hitting record highs, fueled largely by AI. BBC's Samira Hussain looks into whether that bubble will burst.
UK house prices fall for third successive month amid Iran war uncertainty
Unexpected monthly drop of 0.1% in May leaves price of typical home at £298,806, says lender HalifaxBusiness live – latest updatesUK house prices fell unexpectedly in May as rising mortgage rates fuelled by the war in Iran affected affordability and homebuyer demand.The average price of a typical UK home fell by 0.1% in May to £298,806, the third consecutive monthly drop recorded by the lender Halifax. Analysts had been expecting a return to growth, with a consensus of a 0.1% rise forecast f