Market Overview
Live UK mortgage rates, updated daily.
Market Overview
Live tracking of UK mortgage rates across major lenders.
BANK OF ENGLAND
4.50%
Best 2-Year Fixed
3.60%
Best 5-Year Fixed
3.33%
Best Tracker
3.63%
Tracking rates from all major UK lenders
Market Average Trends
Last 90 days
| Lender | Product | LTV | Rate | Fees | |
|---|---|---|---|---|---|
|
|
60M fixed first-time-buyer | 60% | 3.40% | £999 | View › |
|
|
60M fixed first-time-buyer | 60% | 3.42% | £1,495 | View › |
|
|
60M fixed first-time-buyer | 60% | 3.52% | £1,495 | View › |
|
|
60M fixed first-time-buyer | 60% | 3.54% | £999 | View › |
|
|
24M fixed first-time-buyer | 60% | 3.63% | £999 | View › |
Latest Rate Movers
| Lender | Product | Previous | New Rate | Change | |
|---|---|---|---|---|---|
|
|
24M fixed (85% LTV) | 5.26% | 5.32% | ↑ 0.06% | View › |
|
|
24M fixed (75% LTV) | 4.52% | 4.55% | ↑ 0.03% | View › |
|
|
60M fixed (85% LTV) | 4.51% | 4.46% | ↓ 0.05% | View › |
|
|
24M fixed (60% LTV) | 5.41% | 5.48% | ↑ 0.07% | View › |
|
|
60M fixed (60% LTV) | 3.87% | 3.89% | ↑ 0.02% | View › |
|
|
24M tracker (85% LTV) | 5.09% | 5.08% | ↓ 0.01% | View › |
|
|
60M fixed (95% LTV) | 4.80% | 4.73% | ↓ 0.07% | View › |
|
|
24M tracker (75% LTV) | 5.30% | 5.23% | ↓ 0.07% | View › |
Market News
Latest updates, analysis, and rate changes from across the UK mortgage market.
First-time buyers hoping for help from the Budget
Aspiring homeowners say rent, rising costs and house prices are delaying plans to buy.
UK shop price inflation ‘highest since 2024’ as retailers struggle to limit price rises
British Retail Consortium says ‘dam is starting to break on the huge wave of costs’ being kept from consumersShop price inflation has risen to the highest level in two and a half years, according to the British Retail Consortium, which warned that “the dam is starting to break” when it comes to retailers trying to limit price rises for customers.The lobby group said shop price inflation was 2.1% year on year in October, a sharp rise compared with 1.4% in September, and an indication that
Budget to include £1bn for social and affordable housing
The move will take funding for the 10-year programme to more than £40bn.
Island inflation rate rises to 3%, figures show
The rising cost of food and alcohol drives an increase in the inflation rate, figures show.
Earnings limit of up to £140K for first-time buyers loan scheme
The Your First Home scheme will offer government-backed loans for those buying new-builds in England.
'An £8k service charge left me unable to pay bills'
Housing association Curo defends large increases to leaseholder bills.
Faisal Islam: Inflation and borrowing figures illustrate chancellor's Budget challenge
The economic figures released on Wednesday show the constraints for John Healey as he puts the finishing touches to his Budget.
Inflation and government borrowing highest for a year ahead of next week's Budget
Inflation accelerated to 3.5% from 3.1% in the year to September, according to the Office for National Statistics (ONS).
How is the US economy really doing under President Trump?
Ahead of the midterms Trump has boasted about the performance of the US economy. BBC Verify looks at inflation, jobs and economic growth in the country.
What are the new faces coming to UK bank notes?
Banknotes are getting a nature-themed makeover – and the Bank of England has revealed the four creatures that will feature on our money.