Market Overview
Live UK mortgage rates, updated daily.
Market Overview
Live tracking of UK mortgage rates across major lenders.
BANK OF ENGLAND
4.50%
Best 2-Year Fixed
3.84%
Best 5-Year Fixed
3.70%
Best Tracker
4.07%
Tracking rates from all major UK lenders
Market Average Trends
Last 90 days
| Lender | Product | LTV | Rate | Fees | |
|---|---|---|---|---|---|
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60M fixed first-time-buyer | 60% | 3.70% | None | View › |
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60M fixed first-time-buyer | 60% | 3.71% | £1,495 | View › |
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60M fixed first-time-buyer | 60% | 3.76% | £1,495 | View › |
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60M fixed first-time-buyer | 60% | 3.81% | £1,495 | View › |
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60M fixed first-time-buyer | 60% | 3.82% | £1,495 | View › |
Latest Rate Movers
| Lender | Product | Previous | New Rate | Change | |
|---|---|---|---|---|---|
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24M fixed (60% LTV) | 4.93% | 4.92% | ↓ 0.01% | View › |
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24M fixed (95% LTV) | 5.15% | 5.14% | ↓ 0.01% | View › |
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24M fixed (90% LTV) | 5.22% | 5.26% | ↑ 0.04% | View › |
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24M fixed (85% LTV) | 5.19% | 5.20% | ↑ 0.01% | View › |
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24M tracker (75% LTV) | 4.79% | 4.71% | ↓ 0.08% | View › |
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24M tracker (85% LTV) | 5.62% | 5.57% | ↓ 0.05% | View › |
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24M tracker (60% LTV) | 4.55% | 4.61% | ↑ 0.06% | View › |
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60M fixed (95% LTV) | 5.45% | 5.42% | ↓ 0.03% | View › |
Market News
Latest updates, analysis, and rate changes from across the UK mortgage market.
Puffin and bumblebee among 18 creatures shortlisted to feature on banknotes
The Bank of England is asking the public which animals should appear on future banknotes.
Puffins, dolphins and bumblebees in running to feature on new UK banknotes
Bank of England says updated imagery will celebrate native wildlife while bolstering anti-counterfeit featuresPuffins, dolphins and bumblebees are among the wildlife that could feature on new banknotes in the UK as the Bank of England announces its shortlist.There has been controversy over the decision, with figures including Nigel Farage criticising the Bank for, he claimed, wanting to replace Winston Churchill with a beaver. The Conservative leader, Kemi Badenoch, said it was “a silly thing
Bitcoin’s Inflation-Hedging Promise in Tatters After Plunge
Third of people say uni degree not worth it, as student loan inquiry begins
MPs will hear the concerns of graduates about the size of their student debts, and the interest rates.
UK house prices fall for first time in 2026 creating strongest buyers’ market for years
Average UK house price fell by 0.6% month-on-month in May, says Nationwide
New bill targets domestic abusers and overhauls right to buy in England
Social housing landlords to be able to evict perpetrators, while right-to-buy tenancy requirements to riseSocial housing landlords will be able to evict domestic abuse perpetrators under a new bill, which will also increase the length of tenancy required before residents qualify for the right-to-buy scheme from three to 10 years in England.The government said the bill, which will be debated in the House of Lords on Monday, would fix “the long-term decline in social housing” and offer new pro
UK house prices fall for first time this year amid rising interest rates
Nationwide finds typical price was £278,024 in May, as Savills says Iran war has ‘fundamentally changed’ outlookBusiness live – latest updatesHouse prices fell in the UK for the first time this year in May, as rising interest rates triggered by the war in Iran hurt homebuyer demand.The price of the average UK home dropped 0.6% in May compared with the month before, according to the lender Nationwide. Continue reading...
Why your grocery bill is still eye-watering — even though inflation is 'under control'?
Rise in youth unemployment driving more to homelessness, UK charities say
Centrepoint warns young people facing ‘huge scarcity of work opportunities’ after Alan Milburn’s report on crisisThe growing number of young people not in work or education is driving more into unstable housing or homelessness, charities have said.A government-commissioned review into the crisis facing young people in the UK said there could be a 25% rise in young people not in education, employment or training (Neet) to 1.25 million by the early 2030s without intervention. Continue readin