M mortgageratestoday.co.uk

Market Overview

Live UK mortgage rates, updated daily.

Market Overview

Live tracking of UK mortgage rates across major lenders.

BANK OF ENGLAND

4.50%

3 May 2026

Best 2-Year Fixed

3.84%

Avg: 5.04%

Best 5-Year Fixed

3.70%

Avg: 4.95%

Best Tracker

4.07%

Avg: 5.34%

Tracking rates from all major UK lenders

Barclays
Halifax
HSBC
Lloyds
Nationwide
NatWest
Santander
Virgin Money
Barclays
Halifax
HSBC
Lloyds
Nationwide
NatWest
Santander
Virgin Money
Barclays
Halifax
HSBC
Lloyds
Nationwide
NatWest
Santander
Virgin Money

Market Average Trends

Last 90 days

Lender Product LTV Rate Fees
Lloyds 60M fixed first-time-buyer 60% 3.70% None View ›
Virgin Money 60M fixed first-time-buyer 60% 3.71% £1,495 View ›
NatWest 60M fixed first-time-buyer 60% 3.76% £1,495 View ›
Barclays 60M fixed first-time-buyer 60% 3.81% £1,495 View ›
Halifax 60M fixed first-time-buyer 60% 3.82% £1,495 View ›

Latest Rate Movers

Lender Product Previous New Rate Change
Halifax 24M fixed (60% LTV) 4.93% 4.92% ↓ 0.01% View ›
Lloyds 24M fixed (95% LTV) 5.15% 5.14% ↓ 0.01% View ›
Halifax 24M fixed (90% LTV) 5.22% 5.26% ↑ 0.04% View ›
HSBC 24M fixed (85% LTV) 5.19% 5.20% ↑ 0.01% View ›
Barclays 24M tracker (75% LTV) 4.79% 4.71% ↓ 0.08% View ›
HSBC 24M tracker (85% LTV) 5.62% 5.57% ↓ 0.05% View ›
Nationwide 24M tracker (60% LTV) 4.55% 4.61% ↑ 0.06% View ›
Barclays 60M fixed (95% LTV) 5.45% 5.42% ↓ 0.03% View ›

Market News

Latest updates, analysis, and rate changes from across the UK mortgage market.

BBC Business 2 Jun 2026 BOE

Puffin and bumblebee among 18 creatures shortlisted to feature on banknotes

The Bank of England is asking the public which animals should appear on future banknotes.

The Guardian Money 2 Jun 2026 BOE

Puffins, dolphins and bumblebees in running to feature on new UK banknotes

Bank of England says updated imagery will celebrate native wildlife while bolstering anti-counterfeit featuresPuffins, dolphins and bumblebees are among the wildlife that could feature on new banknotes in the UK as the Bank of England announces its shortlist.There has been controversy over the decision, with figures including Nigel Farage criticising the Bank for, he claimed, wanting to replace Winston Churchill with a beaver. The Conservative leader, Kemi Badenoch, said it was “a silly thing

Yahoo Finance UK 2 Jun 2026 ECONOMY

Bitcoin’s Inflation-Hedging Promise in Tatters After Plunge

BBC Business 1 Jun 2026 ECONOMY

Third of people say uni degree not worth it, as student loan inquiry begins

MPs will hear the concerns of graduates about the size of their student debts, and the interest rates.

Yahoo Finance UK 1 Jun 2026 HOUSING

UK house prices fall for first time in 2026 creating strongest buyers’ market for years

Yahoo Finance UK 1 Jun 2026 HOUSING

Average UK house price fell by 0.6% month-on-month in May, says Nationwide

The Guardian Money 1 Jun 2026 HOUSING

New bill targets domestic abusers and overhauls right to buy in England

Social housing landlords to be able to evict perpetrators, while right-to-buy tenancy requirements to riseSocial housing landlords will be able to evict domestic abuse perpetrators under a new bill, which will also increase the length of tenancy required before residents qualify for the right-to-buy scheme from three to 10 years in England.The government said the bill, which will be debated in the House of Lords on Monday, would fix “the long-term decline in social housing” and offer new pro

The Guardian Money 1 Jun 2026 HOUSING

UK house prices fall for first time this year amid rising interest rates

Nationwide finds typical price was £278,024 in May, as Savills says Iran war has ‘fundamentally changed’ outlookBusiness live – latest updatesHouse prices fell in the UK for the first time this year in May, as rising interest rates triggered by the war in Iran hurt homebuyer demand.The price of the average UK home dropped 0.6% in May compared with the month before, according to the lender Nationwide. Continue reading...

Yahoo Finance UK 31 May 2026 ECONOMY

Why your grocery bill is still eye-watering — even though inflation is 'under control'?

The Guardian Money 30 May 2026 HOUSING

Rise in youth unemployment driving more to homelessness, UK charities say

Centrepoint warns young people facing ‘huge scarcity of work opportunities’ after Alan Milburn’s report on crisisThe growing number of young people not in work or education is driving more into unstable housing or homelessness, charities have said.A government-commissioned review into the crisis facing young people in the UK said there could be a 25% rise in young people not in education, employment or training (Neet) to 1.25 million by the early 2030s without intervention. Continue readin