Market Overview
Live UK mortgage rates, updated daily.
Market Overview
Live tracking of UK mortgage rates across major lenders.
BANK OF ENGLAND
4.50%
Best 2-Year Fixed
3.50%
Best 5-Year Fixed
3.27%
Best Tracker
3.78%
Tracking rates from all major UK lenders
Market Average Trends
Last 90 days
| Lender | Product | LTV | Rate | Fees | |
|---|---|---|---|---|---|
|
|
60M fixed first-time-buyer | 60% | 3.51% | £1,495 | View › |
|
|
60M fixed first-time-buyer | 60% | 3.58% | £999 | View › |
|
|
60M fixed first-time-buyer | 60% | 3.60% | £1,495 | View › |
|
|
60M fixed first-time-buyer | 60% | 3.68% | £1,495 | View › |
|
|
60M fixed first-time-buyer | 60% | 3.74% | None | View › |
Latest Rate Movers
| Lender | Product | Previous | New Rate | Change | |
|---|---|---|---|---|---|
|
|
24M fixed (75% LTV) | 4.70% | 4.77% | ↑ 0.07% | View › |
|
|
24M tracker (90% LTV) | 5.27% | 5.33% | ↑ 0.06% | View › |
|
|
24M tracker (75% LTV) | 5.77% | 5.84% | ↑ 0.07% | View › |
|
|
24M tracker (60% LTV) | 4.70% | 4.77% | ↑ 0.07% | View › |
|
|
24M fixed (95% LTV) | 5.11% | 5.08% | ↓ 0.03% | View › |
|
|
24M tracker (90% LTV) | 5.25% | 5.20% | ↓ 0.05% | View › |
|
|
24M tracker (85% LTV) | 6.15% | 6.22% | ↑ 0.07% | View › |
|
|
60M fixed (90% LTV) | 5.12% | 5.08% | ↓ 0.04% | View › |
Market News
Latest updates, analysis, and rate changes from across the UK mortgage market.
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Are interest rates on the way up again?
As countries grapple with energy costs pushing up inflation, this month will see how central banks respond.
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Borrowers expecting mortgage rates to drop have hopes dashed
Major lenders have raised rates on new deals in recent days, leaving many borrowers needing to make a decision.
UK house prices fall for first time since 2023, led by London and south-east
Average property cost £298,468 in August, down by 0.4% year on year amid higher interest rates, says LloydsBusiness live – latest updatesUK house prices have fallen for the first time in almost three years, as prospective buyers were squeezed by higher mortgage rates, geopolitical uncertainty and stretched affordability.Prices have dropped by 0.4% compared with a year ago, the first year-on-year decrease since November 2023, according to the lender Lloyds. That came in below expectations of a
Five dead after Amazon cargo plane crashes at Miami airport
Five people are dead and five seriously injured after a Boeing 767-300 cargo plane "overran" the runway and caught fire, officials say.
England’s housing courts at breaking point as renters battle no-fault evictions
Courts said to be ‘overloaded’ as landlords sell properties and tenants with nowhere to go try to delay evictionsIt is a Wednesday afternoon at Stratford housing court, and every seat in the waiting room is full. Over the next few hours, a conveyor belt of tenants and lawyers file into the courtroom to discuss their housing disputes – up to 29 cases are dealt with in a single day.In one case, a tenant is trying to buy more time after receiving a section 21 no-fault eviction earlier in the
More funding needed to boost construction jobs for young people, housing boss says
Recent analysis showed the construction sector needs an extra 2,200 workers a year to meet demand.