Bank of England Tracker

Track the official Bank Rate, MPC decisions, and how lenders respond.

Official Base Rate and historical decisions.

OFFICIAL BANK RATE

4.50%

Effective since 3 May 2026

2-Year Fixed

Average across lenders

5.04%

5-Year Fixed

Average across lenders

4.95%

Bank Rate Spread

2Y Fixed vs Bank Rate

+0.54%

3 May 2026 → 4.50%